A Pension Adjustment Order (PAO) is a complex legal instrument and we provide services to support in a simple and easy to understand manner. Our services support people who are divorcing or separating, and the legal professionals representing them.
Provide an understanding of the value of the applicable pension benefits
Working to identify all schemes and policies that might be impacted by a POA
Advising on Public Service Pension Schemes
Advising on scheme specific benefits, especially Defined Benefits
Assisting with information gathering, relevant periods, trustee’s etc
Advising Non-Member and Member beneficiaries of PAO on the best way forward
There are no charges for the initial consultation.
This allows us to find out if we can assist you further and allow you to decide if our service will add value.
If you decide to progress, we charge an hourly fee which can range from €150 to €250 per hour depending on the nature of your case.
We will estimate the total cost for you after the initial meeting.
Lucy has over 20 years’ experience in Financial Services both in Ireland and UK.
Lucy set up Kerin Financial in 2020, in order to provide a greater financial choice to people in the Northeast. It quickly became apparent that there was a need in the market for dedicated Pension Adjustment Order advice, leading to the establishment of pensionadjustmentorder.ie.
Lucy is a Qualified Financial Adviser and holds a Certificate in Retirement Planning Advice. Lucy brings expertise in Investments, Pensions, Life and Illness cover.
Brendan joined the business in 2023 having been in senior roles with two major Irish banks. Brendan is a QFA and is also a chartered banker, certified bank director and holds an MBA from Smurfit Business School.
Lucy Kerin - Director
Our focus is on explaining your options clearly and helping you reach a fair, informed outcome that supports your long-term financial security. We have access to life and pension providers and are not tied to any one provider.
Over two decades of experience in financial services across Ireland, with specialist knowledge in pensions, retirement planning, and Pension Adjustment Orders arising from separation and divorce.
Clients consistently value the clarity, professionalism, and calm guidance provided during what is often a challenging time. The emphasis is always on clear explanations, transparency, and trusted advice.
If you are separating, divorcing, or advising a client where pensions are involved, early specialist advice can make a significant difference to the outcome. Contact us to arrange your free consultation today.
Pension Adjustment Order.ie is a Trading Name and service offered by Kerin Financial Ltd.
www.pensionadjustmentorder.ie | www.kerinfinancial.ie
Kerin Financial Ltd T/A Kerin Financial & Pension Adjustment Order.ie is regulated by the Central Bank of Ireland.