If you are separating, divorcing, or advising a client where pensions are involved, early specialist advice can make a significant difference to the outcome. Contact us to arrange your free consultation today.
Supporting you, when you need it most, with clear and impartial advice.

Pension Adjustment Orders are something most people never expect to encounter until circumstances make them unavoidable. At PensionAdjustmentOrder.ie, we provide clear, specialist support if:
Specialist guidance focused solely on Pension Adjustment Orders, delivered without jargon or unnecessary complexity.
Deep understanding of how Irish pensions are treated under family law, including public sector and defined benefit schemes.
A professional, empathetic approach designed to reduce stress and give you confidence throughout the process.

In Ireland, a Pension Adjustment Order (PAO) is a court-approved mechanism used to allocate pension benefits between spouses or civil partners after a relationship ends. This can arise following divorce, judicial separation, the dissolution of a civil partnership, or the conclusion of a long-term relationship.
Because pensions often represent a substantial long-term asset, how they are treated can have a lasting impact on financial security in later life. At a time when separation or divorce already brings significant emotional and practical challenges, achieving a clear and balanced approach to future financial arrangements is essential.
We work closely with individuals and legal professionals to explain Pension Adjustment Orders in plain English, ensuring pension assets are assessed correctly and structured in a way that supports long-term financial security.
With over 20 years’ experience in financial services, we bring specialist pension knowledge, regulatory understanding, and practical insight to every case, so you can make informed decisions without unnecessary stress.
We support individuals and professionals who need clear, impartial guidance on pensions during separation and divorce.
Support for people going through divorce or separation who need to understand how their pension may be affected.
Impartial pension expertise to support solicitors and family law practitioners in achieving accurate, court-ready outcomes.
Advice for non-member spouses or partners seeking to understand their entitlements and long-term financial security.
Guidance for those who hold a pension and want clarity on their obligations, options, and future retirement position.
A big thank you to the team (Brendan, Lucy, and Ray) for their expertise in Pension and Investments, Mortgages and Life Insurance combined with a high touch service, flexibility and focus to work within our timelines to achieve our goals. Just awesome!

PensionAdjustmentOrder.ie is a specialist service provided by Kerin Financial.
Our focus is on explaining your options clearly and helping you reach a fair, informed outcome that supports your long-term financial security. We have access to life and pension providers and are not tied to any one provider.
Over two decades of experience in financial services across Ireland, with specialist knowledge in pensions, retirement planning, and Pension Adjustment Orders arising from separation and divorce.
Clients consistently value the clarity, professionalism, and calm guidance provided during what is often a challenging time. The emphasis is always on clear explanations, transparency, and trusted advice.
If you are separating, divorcing, or advising a client where pensions are involved, early specialist advice can make a significant difference to the outcome. Contact us to arrange your free consultation today.